Terms and Conditions SPN88 — Platform Usage Guidelines

Welcome to spn88, an online entertainment platform operating under the domain https://spn88.onl. By accessing, browsing, registering for, or using any part of the spn88 platform, you acknowledge that you have read, understood, and agree to be fully bound by these Terms and Conditions and all other policies referenced herein.

These Terms and Conditions apply in conjunction with the spn88 Privacy Policy and our Responsible Gaming Policy. If you do not agree with any part of these Terms, you are requested not to use the spn88 platform. Continued use of our platform following any changes to these Terms will be deemed your acceptance of the revised terms.

Spn88 reserves the right to amend, update, or improve these Terms at any time without prior notice. It is your responsibility to review these Terms periodically to ensure you are always aware of any changes in effect.

Use of the spn88 platform is restricted to individuals who meet the following eligibility criteria:

• Aged 18 years and above on the date of registration and throughout the period of platform use.
• Not on any self-exclusion list or prohibition list issued by any relevant authority.
• Not an employee, agent, contractor, or immediate family member of an SPN88 employee.
• Having the legal capacity to enter into a binding agreement under the laws of the relevant jurisdiction.
• Not using the platform for any purpose that violates applicable laws or regulations.

Spn88 reserves the right to request age and identity verification at any time. Any account found not meeting these eligibility requirements may be suspended or terminated immediately, and the balance in that account may be subject to investigation before any withdrawal is permitted.

Each user is only permitted to register and hold one account only at spn88. Multiple account registrations are strictly prohibited and may result in all associated accounts being terminated and all wins and balances forfeited.

Upon registration, you are required to provide information that is truthful, accurate, current, and complete. You are responsible for keeping your account information up to date should any changes occur. spn88 is not responsible for any losses arising from inaccurate or outdated information you have provided.

• Full name as per your identity card or passport is required.
• A valid and active email address that only you have access to.
• An active Malaysian phone number for verification and security purposes.
• A strong password — you are solely responsible for keeping your password confidential.

Any activity that occurs under your account is entirely your responsibility, whether or not you have authorised another party to use that account. If you suspect your account has been accessed without authorisation, please contact the spn88 support team immediately.

Spn88 supports a wide range of popular payment methods in Malaysia, including FPX, DuitNow QR, Touch 'n Go eWallet, GrabPay, and Boost. All transactions are processed through secure payment channels using 256-bit SSL encryption to safeguard your financial data.

• Minimum and maximum deposit limits vary by selected payment method and are subject to change from time to time.
• Deposits are typically credited to your account within 30 seconds to 5 minutes depending on the payment method.
• Winning withdrawals are processed within 5 to 15 minutes during normal operating hours.
• Spn88 reserves the right to request identity verification (KYC) before processing withdrawals, particularly for amounts exceeding certain limits.
• Withdrawals can only be made to a bank account or eWallet registered under the same name as your spn88 account.
• Any attempt to make a withdrawal to a third-party account is prohibited and may result in your account being suspended.

Spn88 is not responsible for any delays in processing deposits or withdrawals caused by third-party banks or eWallet operators. Any fees or charges imposed by your financial institution are your own responsibility.

Spn88 offers a wide variety of bonuses and promotions from time to time to reward our members. Each bonus and promotion is subject to specific terms and conditions stated on the relevant promotions page. The following general conditions apply to all spn88 bonus offers:

• All bonuses are subject to the stated wagering requirements before any withdrawal can be made.
• Bonuses may only be claimed once per promotion, per account, per household, and per IP address.
• Spn88 reserves the right to withdraw any bonus granted if there is evidence of abuse, misuse, or any attempt to exploit the bonus system.
• Bonuses are non-transferable between accounts and have no cash value unless otherwise stated.
• The bonus validity period is as stated in the relevant promotion terms. Expired bonuses will be automatically forfeited.
• Spn88 reserves the right to cancel, modify, or terminate any promotion at any time without prior notice.

All games offered on the spn88 platform use an independently certified and audited Random Number Generator (RNG) to ensure the fairness and randomness of every game outcome. spn88 is committed to upholding the highest standards of game integrity.

The following are strictly prohibited on the spn88 platform:

• Use of any automation software, bots, or scripts to play or place bets.
• Any form of collusion or arrangement between players to manipulate game outcomes.
• Exploiting any technical bugs or system vulnerabilities to gain an unfair advantage.
• Any form of fraud, identity falsification, or account manipulation.
• Placing opposing bets against one another (arbitrage betting) to guarantee risk-free profit.

Spn88 reserves the right to void any bet or game suspected of involving fraud or a breach of the rules. spn88's decisions on matters relating to game integrity are final.

As a spn88 user, you are responsible for ensuring that your use of this platform is within the bounds of the laws applicable in your jurisdiction. You also agree not to:

• Using the platform for any money laundering or illegal activity financing.
• Posting, transmitting, or sharing any content that is offensive, threatening, defamatory, or harassing to other users.
• Attempting to gain unauthorized access to SPN88 systems, servers, or other users' accounts.
• Using the SPN88 platform for commercial purposes without written consent from SPN88.
• Spreading false or misleading information about SPN88 to other parties.

Spn88 reserves the right to take legal action against any party found to be engaging in illegal activities or violating these Terms on our platform. Users who breach these rules may be reported to the relevant authorities.

Spn88 takes the protection of your privacy and personal data seriously. All information you provide to us is collected, processed, and stored in accordance with the detailed spn88 Privacy Policy. We use 256-bit SSL encryption to protect all data transmitted between your device and our servers.

Your personal data is used solely for the following purposes:

• Identity verification and mandatory KYC process.
• Processing of financial transactions and payment verification.
• Service communications including account notifications and promotional updates.
• Product and service improvements based on aggregated usage pattern analysis.
• Compliance with applicable legal and regulatory requirements.

For more information on how we manage your data, please refer to Privacy Policy in full.

The spn88 platform is provided on an "as is" and "as available" basis. While we strive to keep the platform available and functioning properly at all times, spn88 makes no warranties regarding the uninterrupted availability, accuracy, or reliability of the platform.

Spn88 is not liable for:

• Any loss or damage arising from technical disruptions, system failures, or internet connectivity issues beyond our control.
• Any financial loss resulting from gaming or betting decisions made by the user.
• Any loss of data or information caused by factors beyond our control.
• Decisions or actions taken by third parties including banks, eWallet operators, or other service providers.

Under no circumstances shall SPN88's maximum liability to you exceed the total net deposits made into your account in the 30 days preceding the relevant claim.

Spn88 reserves the right to suspend or terminate your account at any time and without prior notice if there is reasonable cause, including but not limited to:

• Violation of any provision under these Terms and Conditions.
• Fraud, identity falsification, or activities suspected of involving money laundering.
• Using multiple accounts or sharing your account with any other party.
• Conduct that is disruptive, threatening, or harmful to other users or spn88 staff.
• Failure to comply with KYC or identity verification requirements within the stipulated timeframe.

If your account is terminated for valid reasons, the remaining funds in your account will be returned after the necessary investigation and verification are completed, subject to the deduction of any bonuses that have not met the wagering requirements. spn88's decision regarding account termination is final and binding.

You may also request to close your account at any time by contacting our support team. Account closures requested by you will be processed within 3 business days.

Spn88 reserves the right to amend, update, or replace these Terms and Conditions at any time at our absolute discretion. Such amendments will take effect immediately upon being posted on this platform.

We will endeavour to notify you of any significant amendments via in-app notifications or the email registered to your account. However, it remains your responsibility to review this Terms and Conditions page periodically.

Continued use of the spn88 platform after any amendments are published will be considered your acceptance of and agreement to the revised Terms. If you do not agree with the changes made, you have the right to close your account by contacting our support team.

If you have any questions, concerns, or complaints regarding these Terms and Conditions or the use of the spn88 platform, our team is ready to assist you. You can reach us via: